Kaiserslautern (ots) - The police headquarters in West Palatinate warns of a new scam. “The fraudsters already know your bank details when they call. You pretend to be an employee of your bank and know all of your sales, ”said police spokesman Bernhard Christian Erfort.
Criminals have had success with the new scam at least three times in the past two weeks. They captured several thousand euros. Victims are bank customers who do their transfers and other banking transactions online.
How do the perpetrators proceed?
The fraudsters will most likely get what they need to access their victims' online bank accounts through phishing. "This is likely to be done by email that contains malware, such as a trojan," reports Erfort. "If the perpetrators stole the access data, they have access to the bank account," said the spokesman, "but they still lack the TAN for a transfer. In the next step, the perpetrators call their victim. ” The number transmission on the phone is manipulated so that the bank's phone number appears on the victim's display. The fraudsters pretend to be bank employees. They serve up the unsuspecting bank customer that something is wrong with the account or that it has to be checked.
In order to verify themselves as a bank employee, the perpetrators give the victim sales, account number and other personal data. “The fraudsters have access to your account. You stole your access data and logged into your bank account. You know the perpetrators, ”says Erfort. The fake phone number is also used for supposed verification.
After the alleged bank employee has won the victim's trust, he instructs the bank customer to manually enter a number in the chip TAN generator. The victim then reports the displayed TAN to the fraudster. “The TAN immediately deploy the perpetrators. The fraudsters transfer four-digit sums, ”says Erfort,“ everything the victim's account has to offer. ” The victims only notice the fraud later because they were instructed by the alleged bank employee not to log into their online account in the next few hours.
“The money could probably be lost forever,” says Erfort. “We assume that the perpetrators are organized in a highly professional manner. Fishing in the login data, transmitting a fake telephone number, target accounts and probably behind it a system to hide all transactions - all of this requires an enormous logistical effort. ”
The investigators at the police headquarters in West Palatinate expect the scam to become established and further cases cannot be ruled out. "If the perpetrators are successful, they will continue," said the press spokesman.
The police warn: “Never give out a PIN or TAN on the phone. No bank employee will ever ask you to. If you have received such a call or if you have already fallen victim to the mesh, contact the police immediately. ” | erf
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Originally written by: Police headquarters West Palatinate
The text is a press release from the Police Headquarters West Palatinate. The text has not been edited or changed by our editors.POL-PPWP: Police warn against new fraud